Balanced Planning
“We measure our success by the success of our clients.”
Tax Prep
Helping achieve your financial goals through financial advice.
FAMILIES
We provide strategies to help families to accumulate and protect your wealth.
BUSINESS OWNERS
Strategies to help increase your personal cash flow, keep key employees and protect your business.
Latest News from Balanced Planning
2025 Federal Budget Highlights
The 2025 Federal Budget focuses on stability and long-term growth, with no new broad tax increases. Key updates include GST relief for first-time home buyers, new credits for caregivers, and expanded incentives for clean-tech and manufacturing investment. The budget also clarifies how the 21-year rule applies to trusts and delays the new bare-trust reporting requirements to 2026. Overall, the plan aims to balance fiscal discipline with practical support for Canadians and small businesses.
What You Need to Know About RRIFs
RRIFs come with required annual withdrawals that increase over time. Learn how much you must take out, how it’s taxed, and how to make the most of your retirement income.
Supporting Your Aging Parents Without Sacrificing Your Own Stability
As your parents age, stepping in to help can feel overwhelming. This guide walks you through how to talk about money, gather important documents, secure legal authority, and create a flexible support plan. Learn how to manage caregiving without compromising your own financial well-being.
5 Emerging Trends in Group Benefits Every Employer Should Know
Employee expectations around group benefits are evolving quickly. From flexible health spending to mental health support and non-traditional perks like fertility coverage, discover five trends employers need to know to stay competitive.
Helping Employees Get the Most Out of Their Health Benefits
Many employees don’t take full advantage of their health benefits because they simply don’t understand them. Educating your team can boost engagement, improve wellness, and increase the return on your benefits investment. Learn how to communicate health benefits effectively and keep your workforce healthier and happier.
OAS Clawback 2025: What Retirees Need to Know About the Recovery Tax
The OAS recovery tax in 2025 is based on Line 23400 income and can quietly claw back your benefit. Learn how the clawback works, how much you could receive, and what strategies can help reduce or avoid it—like pension splitting, using a TFSA, managing RRIF withdrawals, and tax-efficient investing.