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What You Need to Know About RRIFs

What You Need to Know About RRIFs

by Dave Acheson | Nov 3, 2025 | 2025, Blog, Investment, pension plan, Retirees, Retirement

What You Need to Know About RRIFs: Turning Your RRSP Into Retirement Income As retirement approaches, many Canadians start wondering: what happens to all the savings they’ve been building in their RRSP? The good news is, your RRSP doesn’t just stop working for you...
OAS Clawback 2025: What Retirees Need to Know About the Recovery Tax

OAS Clawback 2025: What Retirees Need to Know About the Recovery Tax

by Dave Acheson | Jul 3, 2025 | 2025, Blog, Investment, pension plan, Retirees, Retirement

OAS Clawback 2025If you’ve worked hard to build your retirement income, the last thing you want is to see your government benefits clawed back. Yet for many Canadians, the Old Age Security (OAS) recovery tax—commonly called the OAS clawback—can quietly reduce this...
Tax Tips for Filing Your 2024 Income Tax Return

Tax Tips for Filing Your 2024 Income Tax Return

by Dave Acheson | Mar 31, 2025 | 2025, Blog, financial advice, incorporated professionals, Individuals, Investment, pension plan, personal finances, Professionals, Tax

The deadline for filing your 2024 income tax return is April 30, 2025. Stay informed about the latest tax changes and benefits available to maximize your savings and ensure compliance. This guide outlines the key updates and important deductions and credits separated...
Retirement Planning for Business Owners – Checklist

Retirement Planning for Business Owners – Checklist

by Dave Acheson | May 1, 2023 | Blog, Business Owners, corporate, health benefits, Life Insurance, long term care, pension plan, RRSP, Tax Free Savings Account

As a business owner, one of your challenges is learning how to balance between reinvesting into the business and setting money aside for personal savings. Since there are no longer employer-sponsored pension plans and the knowledge that retirement will come...
Do you have enough for retirement?

Do you have enough for retirement?

by Dave Acheson | Nov 1, 2021 | Blog, pension plan, Retirees, Retirement, RRSP, Tax Free Savings Account

Many of us dream of the day that we can retire and have the time to ourselves that we have dreamed of for so many years. But, to have a genuinely contented and relaxing retirement, you need to ensure that you have the means to afford it. So, now’s the best time...
Retirement Planning for Business Owners – Checklist

Retirement Planning for Business Owners – Checklist

by Dave Acheson | Aug 1, 2021 | Blog, Business Owners, corporate, health benefits, Life Insurance, long term care, pension plan, RRSP, Tax Free Savings Account

As a business owner, one of your challenges is learning how to balance between reinvesting into the business and setting money aside for personal savings. Since there are no longer employer-sponsored pension plans and the knowledge that retirement will come...
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Contact Us

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daveacheson@balancedplanning.ca

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(778) 516-5580

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Balanced Planning
144 4400 McLean Creek Road
Okanagan Falls, BC, V0H 1R6

About Us

Dave looks at all aspects of a client’s financial circumstances. This can range from debt reduction, disability, health and life insurance needs to specific goal planning, such as educational savings (RESPs), retirement planning and of course investment planning and asset allocation.

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